Category Archives: Wage Garnishment

Did you know that if you continuously fail to pay your debts, your creditors can sue you, get a judgment against you, and then begin debt collection efforts? In some states, a money judgment can last up to 20 years. In that time frame, creditors can renew the judgment several times until you pay off your debt.

Maybe you’ve heard of wage garnishment, where pesky creditors take money directly out of your paychecks. But can creditors garnish your bank account? The answer is yes. While taking money directly out of your bank account in order to pay off your debt seems incredibly unfair, it’s completely legal. The good news is that there are ways to protect yourself and your money from a bank account levy.

When you have mountains of debt, there’s lots to worry about. How can I afford to pay rent or my mortgage? How can I afford lunch this week? How am I going to pay this off? And maybe even: are my creditors going to start garnishing my wages? If so, how much money are they going to take out of my paycheck? The answer to the last two questions often depends on the state you live in. Bankruptcy lawyer Eric Wilson has extensive knowledge about wage garnishment Alabama, and how these